The future of payment is going to be open banking & open finance

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#OpenBanking #OpenFinance #DigitalIndia

Open Banking & Open Finance - Future payment system



The push from open banking towards the more encompassing approach of open finance is being driven by several elements, from consumer pressure to regulatory obligations to greater awareness around privacy concerns. However, there is by no means a unanimous approach to open banking, and certain players believe that we are at different stages of completion on the open banking roadmap. Over the last decade we have seen that regulatory requirements are increasing, especially in the areas of privacy, payment services, and financial reporting. A more agile, nimble, proactive approach by regulators has been seen against this backdrop, does this equate to innovative supervision, or simply more regulations? However, the Covid-19 pandemic has increased the perceived importance of having 24/7 online access, frictionless mobile payments, and ensuring fully remote access to banking services.



It is clear that policymakers and regulators are well aware of the negative effects of having too much red tape, country-specific interpretations of regulation and different regulatory treatment of seemingly identical financial services. We have also witnessed recent efforts aimed at solving this issue, which build greater clarity across complex financial regulatory frameworks, and address new digital-specific issues as they emerge - the Digital Markets Act is a good example of this. There are corporates who are looking for technology - especially open banking and APIs - to assist with their digital transformation. They are also seeking banking partners that are focused on innovation and can assist with the transformation journey.

Today's Headline in NewsHours
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2:02 #PM to interact with beneficiaries of various schemes of #DigitalIndia
2:41 Malicious use of #CobaltStrike by threat actor campaigns is increasing
3.

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    Open Banking & Open Finance - Future payment system



    The push from open banking towards the more encompassing approach of open finance is being driven by several elements, from consumer pressure to regulatory obligations to greater awareness around privacy concerns. However, there is by no means a unanimous approach to open banking, and certain players believe that we are at different stages of completion on the open banking roadmap. Over the last decade we have seen that regulatory requirements are increasing, especially in the areas of privacy, payment services, and financial reporting. A more agile, nimble, proactive approach by regulators has been seen against this backdrop, does this equate to innovative supervision, or simply more regulations? However, the Covid-19 pandemic has increased the perceived importance of having 24/7 online access, frictionless mobile payments, and ensuring fully remote access to banking services.



    It is clear that policymakers and regulators are well aware of the negative effects of having too much red tape, country-specific interpretations of regulation and different regulatory treatment of seemingly identical financial services. We have also witnessed recent efforts aimed at solving this issue, which build greater clarity across complex financial regulatory frameworks, and address new digital-specific issues as they emerge - the Digital Markets Act is a good example of this. There are corporates who are looking for technology - especially open banking and APIs - to assist with their digital transformation. They are also seeking banking partners that are focused on innovation and can assist with the transformation journey.

    Today's Headline in NewsHours
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    The purpose of this channel is not to support or encourage underage drinking but to provide knowledge of the products we consume. This channel does not promote or sell any alcoholic product. The purpose of this channel is to strictly entertain and inform people about products available on the market. We are strictly against underage drinking and do not support it.

    About The Channel:-
    If you love homestyle cocktails, reviews of Alcohol, Drink knowledge, Bartending and many more then this channel is for you. India is the biggest alcohol consumer in the world. We buy and consume more whiskey in the worl

    Cooking video | 12000 views

  • Watch What My Students Speaking? About My Bartending School “The Spirit Vidyalaya” Kolkata Video
    What My Students Speaking? About My Bartending School “The Spirit Vidyalaya” Kolkata

    Kolkata’s Best Bartending School with LAB Felicity “The Spirit Vidyalaya”. If you love bartending then come and join us
    Please call Sourav +91 755-8204535 for further dissertation. Thanks

    What My Students Speaking? About My Bartending School “The Spirit Vidyalaya” Kolkata

    Cooking video | 1585 views

  • Watch PEG क्या है, इसे PEG क्यों कहा जाता है? | What Is Peg? | #shorts Video
    PEG क्या है, इसे PEG क्यों कहा जाता है? | What Is Peg? | #shorts

    PEG क्या है, इसे PEG क्यों कहा जाता है? | What Is Peg

    Join Our Bartending School The Spirit Vidyalaya, Call us on 7558204535

    Check out our website - www.cocktailsindia.com

    Check out my Podcast - 'Dada Bartender Podcast' https://open.spotify.com/show/0ub0ll4SUUWwHDo5qk5Nb5?si=7b3ac81e1c194caf

    Please follow me on Instagram: https://www.instagram.com/cocktailsindia2016/

    Instagram (2): www.instagram.com/dada.bartender

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    Disclaimer:
    The purpose of this channel is not to support or encourage underage drinking but to provide knowledge of the products we consume. This channel does not promote or sell any alcoholic product. The purpose of this channel is to strictly entertain and inform people about products available on the market. We are strictly against underage drinking and do not support it.

    About The Channel:-
    If you love homestyle cocktails, reviews of Alcohol, Drink knowledge, Bartending and many more then this channel is for you. India is the biggest alcohol con

    Cooking video | 1461 views

  • Watch What is Wheat Beer? | व्हीट बीयर क्या है? | #shorts Video
    What is Wheat Beer? | व्हीट बीयर क्या है? | #shorts

    What is Wheat Beer? | व्हीट बीयर क्या है?

    Join Our Bartending School The Spirit Vidyalaya, Call us on 7558204535

    Check out our website - www.cocktailsindia.com

    Check out my Podcast - 'Dada Bartender Podcast' https://open.spotify.com/show/0ub0ll4SUUWwHDo5qk5Nb5?si=7b3ac81e1c194caf

    Please follow me on Instagram: https://www.instagram.com/cocktailsindia2016/

    Instagram (2): www.instagram.com/dada.bartender

    Please follow me on Facebook: https://www.facebook.com/profile.php?id=100092566239501&mibextid=LQQJ4d

    For Business / Suggestion: dada@cocktailsindia.com
    sponsor.cocktailsindia@gmail.com

    Affiliate Link
    ********************************************************************
    My Camera - Canon EOS 200D II - Link To Purchase - https://amzn.to/3ZXuNQD
    My Best Camera - Sony A7 3 - https://amzn.to/3ZjAkAJ
    My Sound - GODOX MoveLink M2 - https://amzn.to/3JcqaMJ
    My Light setup - GODOX LC500R RGB LED Light Stick - https://amzn.to/3SQmu6P
    My Lens Setup - Sigma 18-35mm f/1.8 DC for Canon - https://amzn.to/3ZDqbyD
    My Lens Setup - Canon EF50MM F/1.8 STM Lens - https://amzn.to/41CEeX4
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    Home Bar Accessories - https://amzn.to/3LedEOv
    Glassware - https://amzn.to/3KRPSrf
    Ice mould - https://amzn.to/3EWlecr

    Disclaimer:
    The purpose of this channel is not to support or encourage underage drinking but to provide knowledge of the products we consume. This channel does not promote or sell any alcoholic product. The purpose of this channel is to strictly entertain and inform people about products available on the market. We are strictly against underage drinking and do not support it.

    About The Channel:-
    If you love homestyle cocktails, reviews of Alcohol, Drink knowledge, Bartending and many more then this channel is for you. India is the biggest alcohol consumer in th

    Cooking video | 1278 views

  • Watch Which is the First BAR in India? Do you know? | भारत में पहला BAR कौन सा है? | #shorts Video
    Which is the First BAR in India? Do you know? | भारत में पहला BAR कौन सा है? | #shorts

    भारत में पहला BAR कौन सा है? Which is the First BAR in India? Do you know?

    #firstbar #Indiasfirstbar #bar #cocktailsindia

    Check out my Podcast - 'Dada Bartender Podcast' https://open.spotify.com/show/0ub0ll4SUUWwHDo5qk5Nb5?si=7b3ac81e1c194caf

    Please follow me on Instagram: https://www.instagram.com/cocktailsindia2016/
    Please follow me on Facebook: https://www.facebook.com/cocktailsindia1975/
    For Business / Suggestion: sponsor.cocktailsindia@gmail.com

    Affiliate Link
    ********************************************************************
    My Camera - Canon EOS 200D II - Link To Purchase - https://amzn.to/3ZXuNQD
    My Best Camera - Sony A7 3 - https://amzn.to/3ZjAkAJ
    My Sound - GODOX MoveLink M2 - https://amzn.to/3JcqaMJ
    My Light setup - GODOX LC500R RGB LED Light Stick - https://amzn.to/3SQmu6P
    My Lens Setup - Sigma 18-35mm f/1.8 DC for Canon - https://amzn.to/3ZDqbyD
    My Lens Setup - Canon EF50MM F/1.8 STM Lens - https://amzn.to/41CEeX4
    My Audio Setup - Zoom H1n Handy Recorder - https://amzn.to/3mudhFa

    Home Bar Accessories - https://amzn.to/3LedEOv
    Glassware - https://amzn.to/3KRPSrf
    Ice mould - https://amzn.to/3EWlecr

    Disclaimer:
    The purpose of this channel is not to support or encourage underage drinking but to provide knowledge of the products we consume. This channel does not promote or sell any alcoholic product. The purpose of this channel is to strictly entertain and inform people about products available on the market. We are strictly against underage drinking and do not support it.

    About The Channel:-
    If you love homestyle cocktails, reviews of Alcohol, Drink knowledge, Bartending and many more then this channel is for you. India is the biggest alcohol consumer in the world. We buy and consume more whiskey in the world than anyone else. This channel helps give information about your favorite drink. How to make fantastic cocktails at ho

    Cooking video | 1178 views

  • Watch एक Wine की बोतल की सेल्फ लाइफ क्या होती है? | What is the shelf-life of a bottle of wine? | #shorts Video
    एक Wine की बोतल की सेल्फ लाइफ क्या होती है? | What is the shelf-life of a bottle of wine? | #shorts

    एक Wine की बोतल की सेल्फ लाइफ क्या होती है? What is the shelf-life of a bottle of wine?
    #wine #Wineshelflife #cocktailsindia #dadabartender


    Join Our Bartending School The Spirit Vidyalaya, Call us on 7558204535

    Check out our website - www.cocktailsindia.com

    Check out my Podcast - 'Dada Bartender Podcast' https://open.spotify.com/show/0ub0ll4SUUWwHDo5qk5Nb5?si=7b3ac81e1c194caf

    Please follow me on Instagram: https://www.instagram.com/cocktailsindia2016/

    Instagram (2): www.instagram.com/dada.bartender

    Please follow me on Facebook: https://www.facebook.com/profile.php?id=100092566239501&mibextid=LQQJ4d

    For Business / Suggestion: dada@cocktailsindia.com
    sponsor.cocktailsindia@gmail.com

    Affiliate Link
    ********************************************************************
    My Camera - Canon EOS 200D II - Link To Purchase - https://amzn.to/3ZXuNQD
    My Best Camera - Sony A7 3 - https://amzn.to/3ZjAkAJ
    My Sound - GODOX MoveLink M2 - https://amzn.to/3JcqaMJ
    My Light setup - GODOX LC500R RGB LED Light Stick - https://amzn.to/3SQmu6P
    My Lens Setup - Sigma 18-35mm f/1.8 DC for Canon - https://amzn.to/3ZDqbyD
    My Lens Setup - Canon EF50MM F/1.8 STM Lens - https://amzn.to/41CEeX4
    My Audio Setup - Zoom H1n Handy Recorder - https://amzn.to/3mudhFa

    Home Bar Accessories - https://amzn.to/3LedEOv
    Glassware - https://amzn.to/3KRPSrf
    Ice mould - https://amzn.to/3EWlecr

    Disclaimer:
    The purpose of this channel is not to support or encourage underage drinking but to provide knowledge of the products we consume. This channel does not promote or sell any alcoholic product. The purpose of this channel is to strictly entertain and inform people about products available on the market. We are strictly against underage drinking and do not support it.

    About The Channel:-
    If you love homestyle cocktails, reviews of Alcohol, Drink kn

    Cooking video | 1239 views