Pradhan Mantri Jan Dhan Yojana launching ceremony | PMO

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The 'Pradhan Mantri Jan Dhan Yojana', an ambitious financial inclusion scheme under which the government intends to provide every household with a bank account and insurance cover, was launched by Prime Minister Narendra Modi.

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    The 'Pradhan Mantri Jan Dhan Yojana', an ambitious financial inclusion scheme under which the government intends to provide every household with a bank account and insurance cover, was launched by Prime Minister Narendra Modi.

    ►Subscribe https://goo.gl/C3hVED | to Prime Minister Office’s official Youtube channel.

    Get the latest updates ???? from PM’s Office: news, speeches, public outreach, national events, official state visits, PM’s foreign visits, and much more...

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    ►Website – http://www.pmindia.gov.in
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    Watch Pradhan Mantri Jan Dhan Yojana launching ceremony | PMO With HD Quality

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    Know more about Pradhan Mantri Jan-Dhan Yojana

    The Yojana will be implemented in two phases:-
    Phase-I from 15th August 2014:
    · Universal access to banking facilities for all households across the country through a bank branch or a fixed point Business Correspondent (BC) called Bank Mitra within a reasonable distance except areas with infrastructure & connectivity constraints.
    · To cover all households with atleast one Basic Banking Account with RuPay Debit card having inbuilt accident insurance cover of Rs.1 lakh. Further an overdraft facility upto Rs.5000 will also be permitted to Adhaar enabled accounts after satisfactory operation in the account for 6 months.
    · Financial literacy programme which aims to take financial literacy upto village level.
    · The Mission also envisages expansion of Direct Benefit Transfer under various Government Schemes through bank accounts of the beneficiaries of.
    · The issuance of Kisan Credit Card (KCC) as RuPay Kisan Card is also proposed to be covered under the plan.

    Phase-II :
    · Providing micro –insurance to the people.
    · Unorganised sector Pension schemes like Swavalamban through the Business Correspondents.

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