The government Wednesday decided to make the Pradhan Mantri Jan Dhan Yojana (PMJDY) an open-ended scheme and added more incentives to encourage people to open bank accounts. The flagship financial inclusion scheme was launched in August 2014 for a period of four years. Finance Minister Arun Jaitley, today briefing the media on today's Cabinet decisions, said over-draft limit for account holders has now been doubled to Rs 10,000. The free accident insurance cover for those opening Jan Dhan accounts after August 28 too has been doubled to Rs 2 lakhs..
The government Wednesday decided to make the Pradhan Mantri Jan Dhan Yojana (PMJDY) an open-ended scheme and added more incentives to encourage people to open bank accounts. The flagship financial inclusion scheme was launched in August 2014 for a period of four years. Finance Minister Arun Jaitley, today briefing the media on today's Cabinet decisions, said over-draft limit for account holders has now been doubled to Rs 10,000. The free accident insurance cover for those opening Jan Dhan accounts after August 28 too has been doubled to Rs 2 lakhs.
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Prime Minister Narendra Modi on Thursday launched 'Pradhan Mantri Jan Dhan Yojana'. The target is to open 7.5 crore bank accounts, the process for which was kick started on Thursday with 1.5 crore accounts.
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Prime Minister Narendra Modi on Thursday launched Jan Dhan Yojana, a mega financial inclusion plan under which bank accounts and RuPay debit cards with inbuilt insurance cover of Rs 1 lakh will be provided to crores of persons with no access to formal banking facilities.
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Prime Minister Narendra Modi is today launching his ambitious Jan Dhan Yojna, which will provide a bank account for every Indian household
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गरीब की भलाई
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पाई-पाई से गरीब की भलाई | DBT | Pradhan Mantri Jan Dhan Yojana | PMDJY | Bank Account
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Soil Health Card Scheme is a scheme launched by the Government of India in 19 February 2015. Under the scheme, the government plans to issue soil cards to farmers which will carry crop-wise recommendations of nutrients and fertilisers required for the individual farms to help farmers to improve productivity through judicious use of inputs. All soil samples are to be tested in various soil testing labs across the country. Thereafter the experts will analyse the strength and weaknesses (micro-nutrients deficiency) of the soil and suggest measures to deal with it. The result and suggestion will be displayed in the cards. The government plans to issue the cards to 14 crore farmers.
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The Yojana will be implemented in two phases:-
Phase-I from 15th August 2014:
· Universal access to banking facilities for all households across the country through a bank branch or a fixed point Business Correspondent (BC) called Bank Mitra within a reasonable distance except areas with infrastructure & connectivity constraints.
· To cover all households with atleast one Basic Banking Account with RuPay Debit card having inbuilt accident insurance cover of Rs.1 lakh. Further an overdraft facility upto Rs.5000 will also be permitted to Adhaar enabled accounts after satisfactory operation in the account for 6 months.
· Financial literacy programme which aims to take financial literacy upto village level.
· The Mission also envisages expansion of Direct Benefit Transfer under various Government Schemes through bank accounts of the beneficiaries of.
· The issuance of Kisan Credit Card (KCC) as RuPay Kisan Card is also proposed to be covered under the plan.
Phase-II :
· Providing micro –insurance to the people.
· Unorganised sector Pension schemes like Swavalamban through the Business Correspondents.
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