Govt may look to list LIC as part of Modi's next big-bang reform

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The Government of India may look at listing of Life Insurance Corporation (LIC), the public sector insurance behemoth, as part of the Modi Government's next big-bang reforms. LIC holds two-thirds share of India's life insurance market.




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  • Watch Govt may look to list LIC as part of Modi
    Govt may look to list LIC as part of Modi's next big-bang reform

    The Government of India may look at listing of Life Insurance Corporation (LIC), the public sector insurance behemoth, as part of the Modi Government's next big-bang reforms. LIC holds two-thirds share of India's life insurance market.




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    अगर आपने भी देश की सबसे बड़ी जीवन बीमा कंपनी एलआईसी से बीमा पॉलिसी खरीदी है तो आप प्रीमियम की रकम के बदले लोन ले सकते हैं. आप अपनी किसी जरूरत के बदले एलआईसी से पर्सनल लोन ले सकते हैं. बहुत से लोगों को हालांकि इस बारे में पता ही नहीं है क्योंकि इस सुविधा का बहुत प्रचार-प्रसार नहीं किया गया है.

    अगर आपके पास एलआईसी की पॉलिसी है तो आपको बहुत कम ब्याज दर पर पर्सनल लोन मिल सकता है. यहां यह ध्यान रखना जरूरी है कि आप एलआईसी से पर्सनल लोन सिर्फ एंडावमेंट पॉलिसी के बदले ही ले सकते हैं.
    एलआईसी पॉलिसी पर कितना लोन मिल सकता है?
    आपकी पॉलिसी की सरेंडर वैल्यू को ही कैश वैल्यू भी कहा जाता है. अगर आप एलआईसी से पर्सनल लोन के लिए आवेदन कर रहे हैं तो पहले पॉलिसी की कैश वैल्यू के बारे में जरूर जान लीजिए.

    कैश वैल्यू या सरेंडर वैल्यू क्या है?
    आपकी एलआईसी पॉलिसी मैच्योर होने के बाद आपको मिलने वाली रकम ही सरेंडर वैल्यू या कैश वैल्यू है. अगर आपने एलआईसी की पॉलिसी खरीदने के बाद तीन साल तक प्रीमियम जमा कराया है तभी आपको सरेंडर या कैश वैल्यू की पूरी रकम मिलती है.
    एलआईसी के नियमों के मुताबिक, बीच-बीच में इस पॉलिसी में मिलने वाला बोनस भी आपके खाते में जुड़ता रहता है.

    अगर आपको पॉलिसी मैच्योर होने से पहले रकम की जरूरत है तो एलआईसी पॉलिसी को सरेंडर करना समझदारी नहीं है क्योंकि इस बीच में इसकी वैल्यू बहुत कम होती है. इस रकम के बदले मिलने वाला लोन भी कम रकम का ही होगा.
    एलआईसी पॉलिसी के बदले लोन कौन ले सकता है?
    एलआईसी पॉलिसी के बदले लोन लेने की योग्यता यह है:
    आप भारतीय नागरिक हों.
    आपने एलआईसी की पॉलिसी खरीदी हो.
    आपने लोन के लिए आवेदन करने से पहले कम से कम तीन साल तक प्रीमियम भरा हो.
    आपकी उम्र 18 साल से अधिक हो.
    आप पॉलिसी के सरेंडर वैल्यू के अधिकतम 90% तक लोन ले सकते हैं.
    अगर आपकी एलआईसी पॉलिसी पेडअप है तो आप सरेंडर वैल्यू के 85% तक ही लोन ले सकते हैं.

    एलआईसी पॉलिसी के बदले लिए जाने वाले लोन पर ब्याज दरें क्या हैं?
    एलआईसी पॉलिसी के बदले लिए जाने वाले लोन पर ब्याज दरें 9 फीसदी हैं. आप कम से कम छह महीने की अवधि के लिए यह लोन ले सकते हैं.
    एलआईसी की पॉलिसी के बदले लोन ल

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    अडानी ग्रुप को लेकर आजकल चर्चा तेज है... अमेरिकी कंपनी हिंडनबर्ग ने एक रिपोर्ट जारी कर एक झटके में गौतम अडानी को तीसरे नंबर से 7 वें नंबर पर पहुंचा दिया... रिपोर्ट के बाद एक तरफ जहां अडानी के शेयरों में गिरावट जारी है तो वहीं दूसरी तरफ LIC को तगड़ा झटका लगा है... देश की सबसे बड़ी इंश्योरेंस कंपनी एलआईसी को 16,850 रुपये का नुकसान हुआ है... जिसके बाद से विपक्ष लगातार सरकार पर हमलावर है...
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Beauty tips Video

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    Beauty Tips video | 13733 views

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    Beauty Tips video | 1585 views

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    Watch My other Vlogs -
    https://www.youtube.com/watch?v=ih_bKToLC3g&list=PLswt2K44s-hbKsvEBLEC5fHDkEp7Wwnpd

    Watch My Disney Princess to Indian Wedding Series here - Its fun to watch Indian Avatar of Disney Princesses -
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    Watch My Monotone Makeup Looks Here -
    https://www.youtube.com/watch?v=WrpPx-_F1Yw&list=PLswt2K44s-hZOfXt-sSQlVe7C_vBOjsWQ

    Love Affordable Makeup - Checkout What's new in Affordable -
    https://www.youtube.com/watch?v=lowjaZ9kZcs&list=PLswt2K44s-hZcQ-tZUr7GzH0ymkV18U8o

    Here is my Get UNREADY With Me -
    https://www.youtube.com/watch?v=aLtDX9l8ovo&list=PLswt2K44s-hbLjRz8rtj8FTC-3tZ55yzY
    -----------------------------------------------------------------------------------------------------------------------------------
    Follow me on all my social media's below:
    email :team.nidhivlogs@gmail.com
    Facebook: https://www.facebook.com/prettysimplenk/
    Twitter : https://twitter.com/nidhikatiyar167
    Instagram - https://www.instagram.com/nidhi.167/
    Shop affordable Makeup here -
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    ------------------------------------------------------------------------------------------------------------------------------
    Shop affordable Makeup here -
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    Beauty Tips video | 1336 views

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