The Government of India may look at listing of Life Insurance Corporation (LIC), the public sector insurance behemoth, as part of the Modi Government's next big-bang reforms. LIC holds two-thirds share of India's life insurance market.
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The Government of India may look at listing of Life Insurance Corporation (LIC), the public sector insurance behemoth, as part of the Modi Government's next big-bang reforms. LIC holds two-thirds share of India's life insurance market.
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Rajkot: LIC ખાતે કર્મચારીઓની હડતાળ | LIC employees strike
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LIC की पॉलिसी पर आप कैसे ले सकते हैं लोन?
अगर आपने भी देश की सबसे बड़ी जीवन बीमा कंपनी एलआईसी से बीमा पॉलिसी खरीदी है तो आप प्रीमियम की रकम के बदले लोन ले सकते हैं. आप अपनी किसी जरूरत के बदले एलआईसी से पर्सनल लोन ले सकते हैं. बहुत से लोगों को हालांकि इस बारे में पता ही नहीं है क्योंकि इस सुविधा का बहुत प्रचार-प्रसार नहीं किया गया है.
अगर आपके पास एलआईसी की पॉलिसी है तो आपको बहुत कम ब्याज दर पर पर्सनल लोन मिल सकता है. यहां यह ध्यान रखना जरूरी है कि आप एलआईसी से पर्सनल लोन सिर्फ एंडावमेंट पॉलिसी के बदले ही ले सकते हैं.
एलआईसी पॉलिसी पर कितना लोन मिल सकता है?
आपकी पॉलिसी की सरेंडर वैल्यू को ही कैश वैल्यू भी कहा जाता है. अगर आप एलआईसी से पर्सनल लोन के लिए आवेदन कर रहे हैं तो पहले पॉलिसी की कैश वैल्यू के बारे में जरूर जान लीजिए.
कैश वैल्यू या सरेंडर वैल्यू क्या है?
आपकी एलआईसी पॉलिसी मैच्योर होने के बाद आपको मिलने वाली रकम ही सरेंडर वैल्यू या कैश वैल्यू है. अगर आपने एलआईसी की पॉलिसी खरीदने के बाद तीन साल तक प्रीमियम जमा कराया है तभी आपको सरेंडर या कैश वैल्यू की पूरी रकम मिलती है.
एलआईसी के नियमों के मुताबिक, बीच-बीच में इस पॉलिसी में मिलने वाला बोनस भी आपके खाते में जुड़ता रहता है.
अगर आपको पॉलिसी मैच्योर होने से पहले रकम की जरूरत है तो एलआईसी पॉलिसी को सरेंडर करना समझदारी नहीं है क्योंकि इस बीच में इसकी वैल्यू बहुत कम होती है. इस रकम के बदले मिलने वाला लोन भी कम रकम का ही होगा.
एलआईसी पॉलिसी के बदले लोन कौन ले सकता है?
एलआईसी पॉलिसी के बदले लोन लेने की योग्यता यह है:
आप भारतीय नागरिक हों.
आपने एलआईसी की पॉलिसी खरीदी हो.
आपने लोन के लिए आवेदन करने से पहले कम से कम तीन साल तक प्रीमियम भरा हो.
आपकी उम्र 18 साल से अधिक हो.
आप पॉलिसी के सरेंडर वैल्यू के अधिकतम 90% तक लोन ले सकते हैं.
अगर आपकी एलआईसी पॉलिसी पेडअप है तो आप सरेंडर वैल्यू के 85% तक ही लोन ले सकते हैं.
एलआईसी पॉलिसी के बदले लिए जाने वाले लोन पर ब्याज दरें क्या हैं?
एलआईसी पॉलिसी के बदले लिए जाने वाले लोन पर ब्याज दरें 9 फीसदी हैं. आप कम से कम छह महीने की अवधि के लिए यह लोन ले सकते हैं.
एलआईसी की पॉलिसी के बदले लोन ल
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सबसे बड़ा IPO लाने के बाद शेयर मार्केट में लिस्ट हुई सरकारी बीमा कंपनी LIC के हालात सुधरने का नाम नहीं ले रहे हैं। आपको बता दें कि शेयर मार्केट में लिस्टिंग के बाद अब तक ज़्यादातर सत्र में LIC के शेयर नुकसान के साथ बंद हुए हैं। और इसका खामियाज़ा उठाना पड़ रहा है LIC के IPO में पैसे लगाने वाले निवेशकों को। पिछले 14 ट्रेडिंग सत्रों में एलआईसी का मार्केट कैप 94000 करोड़ रुपये से ज़्यादा कम हुआ है।
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अडानी ग्रुप को लेकर आजकल चर्चा तेज है... अमेरिकी कंपनी हिंडनबर्ग ने एक रिपोर्ट जारी कर एक झटके में गौतम अडानी को तीसरे नंबर से 7 वें नंबर पर पहुंचा दिया... रिपोर्ट के बाद एक तरफ जहां अडानी के शेयरों में गिरावट जारी है तो वहीं दूसरी तरफ LIC को तगड़ा झटका लगा है... देश की सबसे बड़ी इंश्योरेंस कंपनी एलआईसी को 16,850 रुपये का नुकसान हुआ है... जिसके बाद से विपक्ष लगातार सरकार पर हमलावर है...
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Adani के डूबने पर LIC को क्यों खतरा?, अडानी के चक्कर में डूब जाएंगे सरकारी बैंक और LIC?
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News video | 141 views
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SAMARPAN is an ode to the dedicated team of ASHI, Haryana and Ashiana Children's Home, as they mark their Golden Jubilee this year in 2019. Available in Hindi and English Subtitles.
Watch the full film 'SAMARPAN' online on
- Rolling Frames Entertainment - (https://rfetv.in)
- VEBLR - (https://veblr.com/)
- ASHI, Haryana's website - https://ashi-haryana.org/
About ASHI, Haryana:
Association for Social Health in India (ASHI) is a Voluntary and Social Organization aiming at challenging those conditions that lead to exploitation of women and children for anti-social purposes by providing shelter for Destitute & Orphan children and arranging for their education, vocational training and rehabilitation are one of the Association’s main activities. The Governor of Haryana, their Chief Patron, visits the Home once a year to encourage and bless the children.
All Rights Reserved - Pinaka Mediaworks LLP - 2019
Produced by: Association of Social Health in India (Haryana State Branch), Pinaka Mediaworks & Rolling Frames Entertainment.
Director: Ojaswwee Sharma
Production House - Pinaka Mediaworks LLP
- Associate Director: Rohit Kumar
- Editor: Bhasker Pandey
- Cinematography Team:
Raman Kumar
Harjas Singh Marwah
Surinder Singh
- Subtitles: Diveeja Sharma
For Pinaka Mediaworks LLP (India)
- Co-founder & CFO: Sunil Sharma
- Brand Communication Head: Diveeja Sharma
- Head of Post Production: Bhasker Pandey
- Legal Advisor: Vishal Taneja
Kids video | 570439 views
SAMARPAN is an ode to the dedicated team of ASHI, Haryana and Ashiana Children's Home, as they mark their Golden Jubilee this year in 2019. Available in Hindi and English Subtitles.
Watch the full film 'SAMARPAN' online on
- Rolling Frames Entertainment - (https://rfetv.in)
- VEBLR - (https://veblr.com/)
- ASHI, Haryana's website - https://ashi-haryana.org/
About ASHI, Haryana:
Association for Social Health in India (ASHI) is a Voluntary and Social Organization aiming at challenging those conditions that lead to exploitation of women and children for anti-social purposes by providing shelter for Destitute & Orphan children and arranging for their education, vocational training and rehabilitation are one of the Association’s main activities. The Governor of Haryana, their Chief Patron, visits the Home once a year to encourage and bless the children.
All Rights Reserved - Pinaka Mediaworks LLP - 2019
Produced by: Association of Social Health in India (Haryana State Branch), Pinaka Mediaworks & Rolling Frames Entertainment.
Director: Ojaswwee Sharma
Production House - Pinaka Mediaworks LLP
- Associate Director: Rohit Kumar
- Editor: Bhasker Pandey
- Cinematography Team:
Raman Kumar
Harjas Singh Marwah
Surinder Singh
- Subtitles: Diveeja Sharma
For Pinaka Mediaworks LLP (India)
- Co-founder & CFO: Sunil Sharma
- Brand Communication Head: Diveeja Sharma
- Head of Post Production: Bhasker Pandey
- Legal Advisor: Vishal Taneja
Kids video | 107226 views
SAMARPAN is an ode to the dedicated team of ASHI, Haryana and Ashiana Children's Home, as they mark their Golden Jubilee this year in 2019. Available in Hindi and English Subtitles.
Watch the full film 'SAMARPAN' online on
- Rolling Frames Entertainment - (https://rfetv.in)
- VEBLR - (https://veblr.com/)
- ASHI, Haryana's website - https://ashi-haryana.org/
About ASHI, Haryana:
Association for Social Health in India (ASHI) is a Voluntary and Social Organization aiming at challenging those conditions that lead to exploitation of women and children for anti-social purposes by providing shelter for Destitute & Orphan children and arranging for their education, vocational training and rehabilitation are one of the Association’s main activities. The Governor of Haryana, their Chief Patron, visits the Home once a year to encourage and bless the children.
All Rights Reserved - Pinaka Mediaworks LLP - 2019
Produced by: Association of Social Health in India (Haryana State Branch), Pinaka Mediaworks & Rolling Frames Entertainment.
Director: Ojaswwee Sharma
Production House - Pinaka Mediaworks LLP
- Associate Director: Rohit Kumar
- Editor: Bhasker Pandey
- Cinematography Team:
Raman Kumar
Harjas Singh Marwah
Surinder Singh
- Subtitles: Diveeja Sharma
For Pinaka Mediaworks LLP (India)
- Co-founder & CFO: Sunil Sharma
- Brand Communication Head: Diveeja Sharma
- Head of Post Production: Bhasker Pandey
- Legal Advisor: Vishal Taneja
Kids video | 107495 views
SAMARPAN is an ode to the dedicated team of ASHI, Haryana and Ashiana Children's Home, as they mark their Golden Jubilee this year in 2019. Available in Hindi and English Subtitles.
Watch the full film 'SAMARPAN' online on
- Rolling Frames Entertainment - (https://rfetv.in)
- VEBLR - (https://veblr.com/)
- ASHI, Haryana's website - https://ashi-haryana.org/
About ASHI, Haryana:
Association for Social Health in India (ASHI) is a Voluntary and Social Organization aiming at challenging those conditions that lead to exploitation of women and children for anti-social purposes by providing shelter for Destitute & Orphan children and arranging for their education, vocational training and rehabilitation are one of the Association’s main activities. The Governor of Haryana, their Chief Patron, visits the Home once a year to encourage and bless the children.
All Rights Reserved - Pinaka Mediaworks LLP - 2019
Produced by: Association of Social Health in India (Haryana State Branch), Pinaka Mediaworks & Rolling Frames Entertainment.
Director: Ojaswwee Sharma
Production House - Pinaka Mediaworks LLP
- Associate Director: Rohit Kumar
- Editor: Bhasker Pandey
- Cinematography Team:
Raman Kumar
Harjas Singh Marwah
Surinder Singh
- Subtitles: Diveeja Sharma
For Pinaka Mediaworks LLP (India)
- Co-founder & CFO: Sunil Sharma
- Brand Communication Head: Diveeja Sharma
- Head of Post Production: Bhasker Pandey
- Legal Advisor: Vishal Taneja
Kids video | 35196 views
SAMARPAN is an ode to the dedicated team of ASHI, Haryana and Ashiana Children's Home, as they mark their Golden Jubilee this year in 2019. Available in Hindi and English Subtitles.
Watch the full film 'SAMARPAN' online on
- Rolling Frames Entertainment - (https://rfetv.in)
- VEBLR - (https://veblr.com/)
- ASHI, Haryana's website - https://ashi-haryana.org/
About ASHI, Haryana:
Association for Social Health in India (ASHI) is a Voluntary and Social Organization aiming at challenging those conditions that lead to exploitation of women and children for anti-social purposes by providing shelter for Destitute & Orphan children and arranging for their education, vocational training and rehabilitation are one of the Association’s main activities. The Governor of Haryana, their Chief Patron, visits the Home once a year to encourage and bless the children.
All Rights Reserved - Pinaka Mediaworks LLP - 2019
Produced by: Association of Social Health in India (Haryana State Branch), Pinaka Mediaworks & Rolling Frames Entertainment.
Director: Ojaswwee Sharma
Production House - Pinaka Mediaworks LLP
- Associate Director: Rohit Kumar
- Editor: Bhasker Pandey
- Cinematography Team:
Raman Kumar
Harjas Singh Marwah
Surinder Singh
- Subtitles: Diveeja Sharma
For Pinaka Mediaworks LLP (India)
- Co-founder & CFO: Sunil Sharma
- Brand Communication Head: Diveeja Sharma
- Head of Post Production: Bhasker Pandey
- Legal Advisor: Vishal Taneja
Kids video | 85691 views
SAMARPAN is an ode to the dedicated team of ASHI, Haryana and Ashiana Children's Home, as they mark their Golden Jubilee this year in 2019. Available in Hindi and English Subtitles.
Watch the full film 'SAMARPAN' online on
- Rolling Frames Entertainment - (https://rfetv.in)
- VEBLR - (https://veblr.com/)
- ASHI, Haryana's website - https://ashi-haryana.org/
About ASHI, Haryana:
Association for Social Health in India (ASHI) is a Voluntary and Social Organization aiming at challenging those conditions that lead to exploitation of women and children for anti-social purposes by providing shelter for Destitute & Orphan children and arranging for their education, vocational training and rehabilitation are one of the Association’s main activities. The Governor of Haryana, their Chief Patron, visits the Home once a year to encourage and bless the children.
All Rights Reserved - Pinaka Mediaworks LLP - 2019
Produced by: Association of Social Health in India (Haryana State Branch), Pinaka Mediaworks & Rolling Frames Entertainment.
Director: Ojaswwee Sharma
Production House - Pinaka Mediaworks LLP
- Associate Director: Rohit Kumar
- Editor: Bhasker Pandey
- Cinematography Team:
Raman Kumar
Harjas Singh Marwah
Surinder Singh
- Subtitles: Diveeja Sharma
For Pinaka Mediaworks LLP (India)
- Co-founder & CFO: Sunil Sharma
- Brand Communication Head: Diveeja Sharma
- Head of Post Production: Bhasker Pandey
- Legal Advisor: Vishal Taneja
Kids video | 57197 views