Mudra Yojana (प्रधानमंत्री मुद्रा योजना) | Government Schemes By Khanna Sir | UPSC Mains 2018

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Pradhan Mantri Mudra Yojana (PMMY) is a flagship scheme of Government of India to “fund the unfunded” by bringing such enterprises to the formal financial system and extending affordable credit to them. It enables a small borrower to borrow from all Public Sector Banks such as PSU Banks, Regional Rural Banks and Cooperative Banks, Private Sector Banks, Foreign Banks, Micro Finance Institutions (MFI) and Non Banking Finance Companies (NBFC) for loans upto Rs 10 lakhs for non-farm income generating activities. The scheme was launched on 8th April, 2015 by the Hon'ble Prime Minister.

Eligibility:
Any Indian Citizen who has a business plan for a non-farm sector income generating activity such as manufacturing, processing, trading or service sector and whose credit need is less than Rs 10 lakh can approach either a Bank, MFI, or NBFC for availing of Micro Units Development & Refinance Agency Ltd. (MUDRA) loans under Pradhan Mantri Mudra Yojana (PMMY).

Types of loans provided:
Under the aegis of Pradhan Mantri MUDRA Yojana, MUDRA has already created the following products / schemes..

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    Pradhan Mantri Mudra Yojana (PMMY) is a flagship scheme of Government of India to “fund the unfunded” by bringing such enterprises to the formal financial system and extending affordable credit to them. It enables a small borrower to borrow from all Public Sector Banks such as PSU Banks, Regional Rural Banks and Cooperative Banks, Private Sector Banks, Foreign Banks, Micro Finance Institutions (MFI) and Non Banking Finance Companies (NBFC) for loans upto Rs 10 lakhs for non-farm income generating activities. The scheme was launched on 8th April, 2015 by the Hon'ble Prime Minister.

    Eligibility:
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    Types of loans provided:
    Under the aegis of Pradhan Mantri MUDRA Yojana, MUDRA has already created the following products / schemes.

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    PMUY के तहत सरकार गरीबी रेखा से नीचे जीवन यापन करने वाले परिवारों को घरेलू रसोई गैस (एलपीजी गैस) का कनेक्शन देती है. प्रधानमंत्री उज्ज्वला योजना (PMUY) पेट्रोलियम और प्राकृतिक गैस मंत्रालय के सहयोग से चलाई जा रही है.

    ग्रामीण इलाके में खाना पकाने के लिए लकड़ी और गोबर के उपले का इस्तेमाल किया जाता है. इससे ..

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    शुद्ध ईंधन के प्रयोग से महिलाओं के स्‍वास्‍थ्‍य में सुधार
    अशुद्ध जीवाश्‍म ईंधन के प्रयोग न करने से वातावरण में कम प्रदूषण
    खाने पर धुएं के असर से मृत्‍यु में कमी
    छोटे बच्‍चों में स्‍वास्‍थ्‍य समस्या से छुटकारा

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