Mortgage major HDFC Wednesday announced reduction in retail loan pricing by 10 basis points across tenors and buckets of loans, both for new as well as existing borrowers, effective Thursday. For home loans up to Rs 30 lakh, the financier is offering 8.60 percent now. For women borrowers, the new rate is 8.55 percent, the largest mortgage lender said in a statement, adding the rate reduction will be applicable to existing borrowers as well.
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Mortgage major HDFC Wednesday announced reduction in retail loan pricing by 10 basis points across tenors and buckets of loans, both for new as well as existing borrowers, effective Thursday. For home loans up to Rs 30 lakh, the financier is offering 8.60 percent now. For women borrowers, the new rate is 8.55 percent, the largest mortgage lender said in a statement, adding the rate reduction will be applicable to existing borrowers as well.
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The State Bank of India cut interest rates on deposits across all maturities on Monday but analysts said it would take time for the country's largest bank to make matching cuts in its lending rates.
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In a new year gift to the MSME sector, the Reserve Bank Tuesday allowed a one-time restructuring of existing debt up to Rs 25 crore for the companies which have defaulted on payment but the loans given to them have continued to be classified as standard assets.
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Why do Peer to Peer lending platforms offer better options to a borrower than a bank loan? Watch this explainer to learn more.
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HDFC's net interest margin remained almost exactly what it was. NIM has remained stable for a long time. It was 3.3% in March, 3.3% in September and remains at 3.3% in December, says Keki Mistry, VC & CEO, HDFC, in an interview with ETNOW.
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Pakistan taking loans to pay off loans, says newly elected Pakistan PM Imran Khan
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In 7 years, SHGs have done commendable work in paying back their loans. At a time, 9% of loans were turning into bad loans but it has now reduced to 2-2.5%.
Self-Help Groups will now get loans worth Rs 20 lakh - double the amount with even less regulatory framework: PM Modi
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SHGs have paid back loans commendably in 7 years They will now get loans worth Rs20 lakh
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