The Reserve Bank has not made any changes in the repo rate since the last four MPCs. But the interest rate on loans still remains at the highest level. The effect of increasing interest rates is that people are paying more attention to FD instead of keeping money in savings account.
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Savings Account | FD | Interest Rate |.
The Reserve Bank has not made any changes in the repo rate since the last four MPCs. But the interest rate on loans still remains at the highest level. The effect of increasing interest rates is that people are paying more attention to FD instead of keeping money in savings account.
.................................
#SavingsAccount #HigherInterestRate #CasaDeposits #RBI #MPC #IBA #FICCI #himachalabhiabhi #analpatrwal #ReserveBankOfIndia #reporate #interestrates #FD
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Savings Account | FD | Interest Rate |
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The government Friday reduced interest rate on small savings schemes, including NSC and PPF, by 0.1 per cent for the July-September quarter. The move is aimed at matching the softening of interest rates in the banking sector since the RBI cut its benchmark policy rate thrice during the year.
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Interest rates of small savings schemes of the Government of India shall continue to be at the rates which existed in the last quarter of 2020-2021, ie, rates that prevailed as of March 2021. Orders issued by oversight shall be withdrawn: FM Nirmala Sitharaman
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Government has announced a cut in interest rates of small savings schemes. As per a finance ministry circular, dated March 31, 2021, interest rates on small savings schemes have been cut by massively between 40 -110 basis points (100 basis points/bps = 1%) for the first quarter of the financial year 2021-22. The PPF interest rate below 7% would be the first time since 1974, a 46 year low.
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Govt cuts interest rates on small savings schemes, PPF hits 46 year low of 6.4%
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