The increasing prevalence of one-time password (OTP) bypass scams in digital banking poses significant security risks to users' financial information and assets. Scammers employ various techniques to exploit SMS, email, and unsolicited calls to gain unauthorized access to users' bank accounts. However, users can take proactive measures to protect themselves from these scams.



In the OTP bypass scam, scammers can bypass the OTP authentication process to gain access to an individual’s online accounts, including bank accounts, email accounts, and social media accounts. It poses a significant threat to the financial security of digital banking users. Scammers are employing increasingly sophisticated techniques to bypass OTP authentication and gain unauthorized access to users' bank accounts.

Bank OTP bypass scam.