LOS Software Improves Lending Efficiency

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#loan #los
LOS eases lending process



Loan origination is a process by which a borrower applies for a loan, and a lender disburses it or rejects the application. Depending on the types of loans, the origination process differs. For example, the process for mortgage loans is different from that of personal loans. After loan origination, loan servicing takes place. The servicing part includes all the procedures until the borrower repays the loan entirely. Financial Institutions can't go a day without utilizing the benefits of automation. A workflow based Loan Origination System or LOS has distinct advantages over legacy lending systems and standalone software. Through adoption of BPM and RPA technologies, Banks and NBFCs are targeting better customer satisfaction, accuracy, productivity, 100% compliance, and cost savings.

Automation allows you to work faster and more efficiently, improving customer satisfaction and experience. It means you can rapidly implement changes to offer more competitive terms, improve margins with dynamic risk-based pricing, and take a pro-active approach to customer management throughout the life cycle. Automation is the future – helped by the development of cloud based access which allows you to bring together all your applications and decisioning needs into a single place. As a result, you can make more sense of your data and unify your business processes, be more accurate, more efficient and armed with an ability to act on previously unseen insight.

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LOS Software Improves Lending Efficiency.

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  • Watch LOS Software Improves Lending Efficiency Video
    LOS Software Improves Lending Efficiency

    #loan #los
    LOS eases lending process



    Loan origination is a process by which a borrower applies for a loan, and a lender disburses it or rejects the application. Depending on the types of loans, the origination process differs. For example, the process for mortgage loans is different from that of personal loans. After loan origination, loan servicing takes place. The servicing part includes all the procedures until the borrower repays the loan entirely. Financial Institutions can't go a day without utilizing the benefits of automation. A workflow based Loan Origination System or LOS has distinct advantages over legacy lending systems and standalone software. Through adoption of BPM and RPA technologies, Banks and NBFCs are targeting better customer satisfaction, accuracy, productivity, 100% compliance, and cost savings.

    Automation allows you to work faster and more efficiently, improving customer satisfaction and experience. It means you can rapidly implement changes to offer more competitive terms, improve margins with dynamic risk-based pricing, and take a pro-active approach to customer management throughout the life cycle. Automation is the future – helped by the development of cloud based access which allows you to bring together all your applications and decisioning needs into a single place. As a result, you can make more sense of your data and unify your business processes, be more accurate, more efficient and armed with an ability to act on previously unseen insight.

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    LOS Software Improves Lending Efficiency

    Technology video | 148 views

  • Watch Open source enables new capabilities and improves the efficiency of a project Video
    Open source enables new capabilities and improves the efficiency of a project

    We have learnt how data transmission and transactions became critical, as consumers dramatically increased their use of online services for things like shopping, healthcare and entertainment. Businesses rapidly adapted to this changing behaviour and the market uncertainties that came with it. The ability to quickly pivot in response to rapid change under very tight timelines was once almost unimaginable, but companies that are data-driven thrived. A study by Tableau and YouGov among IT decision-makers in Singapore, Australia, India and Japan, found that 82% of data-driven companies derived critical advantages during the pandemic by making faster strategic decisions and by making their businesses more agile. Rapid technological innovation works best when data is easily accessible, and enterprises are best served when they adopt modern technologies like open source database software.

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    Automation and artificial intelligence are poised to reshape the finance function. It is clear that technology is affecting financial services in a multitude of ways and the Finance organizations perform a wide range of activities, from collecting basic data to making complex decisions and counselling business leaders. As a result, the potential for improving performance through automation varies across subfunctions and requires a portfolio of technologies to unlock the full opportunity. FinTech will drive the new business model and the sharing economy will be embedded in every part of the financial system. Secondly, Blockchain will shake things up and Digital becomes mainstream. However, Customer intelligence’ will be the most important predictor of revenue growth and profitability



    Advances in robotics and AI will start a wave of ‘re-shoring’ and localisation and going forward, the public cloud will become the dominant infrastructure model. Clearly, automation is driving betterment of lenders and borrowers alike. We have seen that the Regulators are turning to technology and most important is Cyber-security will be one of the top risks facing financial institutions . Choosing the right LOS is a strategic decision and involves a thorough mapping of business needs with solution features. The overall mapping sheet should contain all the points related to customization, scalability, time-to-market, after-sales support, licensing and hosting expenses, and throughput. Finally, a combination of Business Process Management (BPM) and Robotic Process Automation (RPA) could be a great approach to ensure the delivery of both technical and operational requirements.

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    All Rights Reserved - Pinaka Mediaworks LLP - 2019
    Produced by: Association of Social Health in India (Haryana State Branch), Pinaka Mediaworks & Rolling Frames Entertainment.
    Director: Ojaswwee Sharma

    Production House - Pinaka Mediaworks LLP
    - Associate Director: Rohit Kumar
    - Editor: Bhasker Pandey
    - Cinematography Team:
    Raman Kumar
    Harjas Singh Marwah
    Surinder Singh
    - Subtitles: Diveeja Sharma

    For Pinaka Mediaworks LLP (India)

    - Co-founder & CFO: Sunil Sharma
    - Brand Communication Head: Diveeja Sharma
    - Head of Post Production: Bhasker Pandey
    - Legal Advisor: Vishal Taneja

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